Non Lucrative Visa Spain – Your Gateway to Europe

If you’re looking for an excellent way to travel throughout Europe without having to worry about the Schengen Area visa restrictions, then obtaining the Non-Lucrative Visa from Spain is an excellent choice.  If you are moving to Spain from the US, this will allow Spain to be your gateway to Europe.

Obtain the Non lucrative visa Spain and let that be your gateway to Europe! For a family gap year, retirement or just a move, it can be done! Read more on

Non Lucrative Visa for Spain

Some common misconceptions about moving to Spain are:

  • It’s expensive;
  • I have to be of retirement age in order to move to Spain;

The first one is easy.  The short answer is that you can absolutely live in Spain on a reasonable budget.  When we started, we were a family of four with a sweet tooth for travel, and we managed to live and travel on a budget of $3000 per month.  Granted we greatly simplified our lives when we relocated from the U.S., but that was part of the plan.  A simpler life for us was much more rewarding in the long run.

Let’s correct the second one.  You don’t have to use the Retirement Visa in order to relocate to Spain.  There’s another visa that’s meant for those who are not of retirement age, and it’s called the Non-Lucrative Visa.  And this visa is just the ticket if you’re looking to make Spain your home.

Obtain the Non lucrative visa Spain and let that be your gateway to Europe! For a family gap year, retirement or just a move, it can be done! Read more on

What is the Non Lucrative Visa Spain?

It’s very similar to the Retirement Visa, but the big thing to remember is that as the name of the visa indicates, you’re not supposed to work while in Spain.  There are a number of requirements that you have to meet in order to qualify for the visa, but it’s not that difficult.

We took the plunge 8 years ago, and it worked out great for us.  What was meant to be a 12 or 18-month experience turned into 8 years!

What are the requirements?

There are several, and I’ll cover them at a high level just to give you an idea. 

Financial Means for the non lucrative Spanish visa

As mentioned earlier, you will not be allowed to work in Spain, so you’ll need to provide proof that you have enough money to fund your stay. 

“So what’s the magic number you ask?”  The primary applicant will need to show they possess roughly €28,800 (that’s about  $34,560 at the time of writing).  And that’s for the entire year!  Secondary and other applicants (like kids or dependents) need to show €7,200 (approximately $8,640) per person. 

Updated 2023
These are approximate calculations for $USD, using $1.20 to 1 euro.  They are to be used as a guide, you will need to see what the current exchange rates are.

2023 amounts for Proof of financial means for US citizens to apply for the non lucrative visa in Spain for residency. Read more on Wagoners Abroad


Criminal Background Check

This is done through either a state or federal agency such as the FBI.  It’s basically a check that you don’t have a criminal background.  

Medical Certificate of good health

Spain wants to be sure that people coming to Spain are not infected with serious diseases.  To that end, applicants are required to see a doctor and get a medical certificate that they are healthy and free from disease.

Proof of Medical Insurance

As Spain does not want applicants to be a drain on the national healthcare system, applicants need to provide proof that they have the proper medical insurance.  This type of insurance is very easy to obtain and is very inexpensive compared to rates/premiums in the U.S.  

You will see that health insurance in Spain costs far less than you would anticipate.  We provide you with a list of health insurance companies in Spain as well as our costs.

Other Requirements

Throw in a bunch of forms, some translation, Marriage Certificate, Birth Certificates (for children), Apostilles, and don’t forget the application fees (they’re reasonable), and that’s a good approximation of what’s needed to apply for the Non-Lucrative Visa.  Oh, and you’ll also need to factor in the time it takes to fill-out said forms, and gather those documents.  It’s not a difficult process.

How can Wagoners Abroad help me?

We can help by covering the entire application process for you.  We have the Live In Spain ebook which details all aspects of obtaining either the Non-Lucrative or Retirement Visa. 


The Getting Settled In Spain ebook covers aspects before and after you obtain your long-term visa.  It’s a real money-saver, with tips on US credit cards or bank accounts to save on ATM fees or finance charges in Europe, as well as many other money saving tips!

If you are moving to Spain from the US or just about any other country, this will help you with your residency paperwork, setting up banks, utilities & services. Save you money on ATM's, transfers and cars. Read more on

The How to Budget & Estimate the Cost of Living In Spain ebook covers our best tips, tools, and advice all in one place regarding finances!  It will help you think through the standard day-to-day costs of living in Spain and also have you take a look at your natural spending habits.  How often do you eat out?  Will you be eating like a local or buying exported foods?  Do you want a California wine or a local Spanish wine?  Of course, the list goes on.  We of course share our expenses for the first 19 months in Spain, as one data point for you.
Congrats!  You've started to estimate the cost of living in Spain!  Without a doubt, this is one of the most popular topics for us and we have so much information to offer you.  We cover how to budget and estimating the cost of living in Spain too.  Read more on


If you’re interested in a higher level of service, we provide many types of Relocation Packages.  If you are interested in something custom, just contact us and we can schedule a conference call.


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